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How to set up and use Apple Pay across your devices

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How to set up and use Apple Pay across your devices

Key Takeaways

  • Apple Pay allows quick tap-to-pay transactions using an iPhone or Apple Watch.
  • Setup requires the Wallet app to add cards to Apple Pay.
  • Touch ID, Face ID, or your passcode authenticate transactions for quick payments.


How to set up Apple Pay on an iPhone or iPad

Apple Pay is set up using the Settings app

You need to use the Wallet app to set up Apple Pay on your iPhone or iPad. The Wallet app will then store your credit cards and debit cards, pulling the data when you authenticate Apple Pay to pay for goods.

  1. Open the Settings app on you iPhone or iPad.
  2. Scroll down and tap Wallet & Apple Pay.
  3. Under Payment Cards, tap Add Card.
  4. Select Debit or Credit Card.
  5. Tap Continue.
  6. Use your device’s camera to capture the information fro your credit or debit card.
  7. Alternatively, you can enter the card details manually.
  8. Once you’ve entered the card details, follow the on-screen instructions to verify your information with your card issuer.
  9. Your card is now set up for use with Apple Pay.
  10. Repeat the process for any additional cards you want to add.

How to set up Apple Pay on Apple Watch

You’ll need to enable Apple Pay on your Watch from your iPhone

To set up Apple Pay on the Apple Watch, you’ll need to use the Watch app on your iPhone. It’s not possible to set up Apple Pay directly on your Apple Watch.

  1. Open the Watch app on your iPhone.
  2. Ensure you’re in the My Watch tab.
  3. Scroll down and tap Wallet & Apple Pay.
  4. Under Payment Cards On Your Watch, tap Add Card.
  5. Select Debit or Credit Card.
  6. Tap Continue.
  7. Use your camera to capture your card details, or enter them manually.
  8. Follow the on-screen instructions to verify your card details with your bank or card issuer.

Apple Pay is a contactless payment technology that allows you to speed through the checkout line with a tap of your Apple Watch or finish an online shopping spree without getting up from your couch to dig out your wallet. It was designed to move consumers away from physical wallets into a world where your debit and credit cards are on your iPhone or Apple Watch, allowing you to pay using your device instead of a card. Tapping your iPhone or Apple Watch instead of digging out a debit or credit card can speed you through the line faster, and it’s an even faster way to zip through the gate when taking public transit.

How to set up Apple Pay on an iPhone or iPad

Apple Pay is set up using the Settings app

You need to use the Wallet app to set up Apple Pay on your iPhone or iPad. The Wallet app will then store your credit cards and debit cards, pulling the data when you authenticate Apple Pay to pay for goods.

  1. Open the Settings app on you iPhone or iPad.
  2. Scroll down and tap Wallet & Apple Pay.
  3. Under Payment Cards, tap Add Card.
  4. Select Debit or Credit Card.
  5. Tap Continue.
  6. Use your device’s camera to capture the information fro your credit or debit card.
  7. Alternatively, you can enter the card details manually.
  8. Once you’ve entered the card details, follow the on-screen instructions to verify your information with your card issuer.
  9. Your card is now set up for use with Apple Pay.
  10. Repeat the process for any additional cards you want to add.

How to set up Apple Pay on Apple Watch

You’ll need to enable Apple Pay on your Watch from your iPhone

To set up Apple Pay on the Apple Watch, you’ll need to use the Watch app on your iPhone. It’s not possible to set up Apple Pay directly on your Apple Watch.

  1. Open the Watch app on your iPhone.
  2. Ensure you’re in the My Watch tab.
  3. Scroll down and tap Wallet & Apple Pay.
  4. Under Payment Cards On Your Watch, tap Add Card.
  5. Select Debit or Credit Card.
  6. Tap Continue.
  7. Use your camera to capture your card details, or enter them manually.
  8. Follow the on-screen instructions to verify your card details with your bank or card issuer.


Apple Pay is a contactless payment technology that allows you to speed through the checkout line with a tap of your Apple Watch or finish an online shopping spree without getting up from your couch to dig out your wallet. It was designed to move consumers away from physical wallets into a world where your debit and credit cards are on your iPhone or Apple Watch, allowing you to pay using your device instead of a card. Tapping your iPhone or Apple Watch instead of digging out a debit or credit card can speed you through the line faster, and it’s an even faster way to zip through the gate when taking public transit.

How to set up Apple Pay on an iPhone or iPad

Apple Pay is set up using the Settings app

You need to use the Wallet app to set up Apple Pay on your iPhone or iPad. The Wallet app will then store your credit cards and debit cards, pulling the data when you authenticate Apple Pay to pay for goods.

  1. Open the Settings app on you iPhone or iPad.
  2. Scroll down and tap Wallet & Apple Pay.
  3. Under Payment Cards, tap Add Card.
  4. Select Debit or Credit Card.
  5. Tap Continue.
  6. Use your device’s camera to capture the information fro your credit or debit card.
  7. Alternatively, you can enter the card details manually.
  8. Once you’ve entered the card details, follow the on-screen instructions to verify your information with your card issuer.
  9. Your card is now set up for use with Apple Pay.
  10. Repeat the process for any additional cards you want to add.

How to set up Apple Pay on Apple Watch

You’ll need to enable Apple Pay on your Watch from your iPhone

To set up Apple Pay on the Apple Watch, you’ll need to use the Watch app on your iPhone. It’s not possible to set up Apple Pay directly on your Apple Watch.

  1. Open the Watch app on your iPhone.
  2. Ensure you’re in the My Watch tab.
  3. Scroll down and tap Wallet & Apple Pay.
  4. Under Payment Cards On Your Watch, tap Add Card.
  5. Select Debit or Credit Card.
  6. Tap Continue.
  7. Use your camera to capture your card details, or enter them manually.
  8. Follow the on-screen instructions to verify your card details with your bank or card issuer.

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